Terms of Service — Optimized Insurance Plans
Last updated: April 2026
By accessing or using the Optimized Insurance Plans website at optimizedinsuranceplans.com, you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use this site.
USE OF THIS WEBSITE
This website is operated by ZDL Holdings LLC DBA Optimized Insurance Plans. The content on this site is provided for general informational purposes only and does not constitute insurance advice or a binding quote. All quotes and coverage recommendations are subject to underwriting approval by the applicable carrier.
NO GUARANTEE OF COVERAGE
Information presented on this website does not guarantee availability, eligibility, or approval for any insurance product. Coverage is subject to the terms and conditions of the applicable insurance policy.
INDEPENDENT BROKER
Optimized Insurance Plans is an independent insurance brokerage. We work with multiple carriers and are not employed by or exclusively affiliated with any single insurance company. Our services to you as a consumer are provided at no direct cost — we are compensated by insurance carriers when you enroll in a plan.
INTELLECTUAL PROPERTY
All content on this website, including text, images, and logos, is the property of ZDL Holdings LLC or its licensors and may not be reproduced without written permission.
LIMITATION OF LIABILITY
Optimized Insurance Plans and ZDL Holdings LLC are not liable for any damages arising from the use of or inability to use this website, or from reliance on any information provided on this site.
EXTERNAL LINKS
This site may contain links to third-party websites. We are not responsible for the content or privacy practices of those sites.
CHANGES TO THESE TERMS
We reserve the right to update these Terms of Service at any time. Continued use of the website after changes are posted constitutes acceptance of the revised terms.
CONTACT US
Optimized Insurance Plans / ZDL Holdings LLC
457 N Main Street Suite B, Spanish Fork, UT 84660
Phone: 385-317-4119
Email: [email protected]
Independent insurance brokers helping individuals, families, and businesses find coverage that actually fits their life.
© 2026 Optimized Insurance Plans. All rights reserved.