Terms of Service — Optimized Insurance Plans

Last updated: September 2026

By accessing or using the Optimized Insurance Plans website at optimizedinsuranceplans.com, you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use this site.

USE OF THIS WEBSITE

This website is operated by Optimized Insurance Plans. The content on this site is provided for general informational purposes only and does not constitute insurance advice or a binding quote. All quotes and coverage recommendations are subject to underwriting approval by the applicable carrier.

NO GUARANTEE OF COVERAGE

Information presented on this website does not guarantee availability, eligibility, or approval for any insurance product. Coverage is subject to the terms and conditions of the applicable insurance policy.

INDEPENDENT BROKER

Optimized Insurance Plans is an independent insurance brokerage. We work with multiple carriers and are not employed by or exclusively affiliated with any single insurance company. Our services to you as a consumer are provided at no direct cost — we are compensated by insurance carriers when you enroll in a plan.

INTELLECTUAL PROPERTY

All content on this website, including text, images, and logos, is the property of Optimized Insurance Plans LLC or its licensors and may not be reproduced without written permission.

LIMITATION OF LIABILITY

Optimized Insurance Plans LLC is not liable for any damages arising from the use of or inability to use this website, or from reliance on any information provided on this site.

EXTERNAL LINKS

This site may contain links to third-party websites. We are not responsible for the content or privacy practices of those sites.

CHANGES TO THESE TERMS

We reserve the right to update these Terms of Service at any time. Continued use of the website after changes are posted constitutes acceptance of the revised terms.

CONTACT US

Optimized Insurance Plans LLC

457 N Main St, Suite B, Spanish Fork, UT 84660

Phone: 801-785-1676

Email: [email protected]

SMS/Text Messaging

Optimized Insurance Plans sends text messages about your quote, appointments, policy service, and coverage reminders to people who opt in on our website forms. Message frequency varies. Message and data rates may apply. Reply STOP at any time to opt out, or reply HELP for help. You can also reach us at 801-785-1676 or [email protected]. Carriers are not liable for delayed or undelivered messages. Consent to receive texts is not a condition of purchase. See our Privacy Policy at https://optimizedinsuranceplans.com/privacy-policy. You must be 18 or older to opt in to text messages.

Independent insurance brokers helping individuals, families, and businesses find coverage that actually fits their life.