Zac Lovingier Profile

Zac Lovingier

Founder & Master Broker aka Chief Cool Guy

Focus Areas

  • Health Insurance
  • Life Insurance
  • Medicare
  • Business Insurance

About Zac

I founded Optimized Insurance Plans to cut through the noise and give people honest, unbiased advice about their coverage. As an independent broker, I work for you, not the insurance companies. My goal is to make sure you have the protection you need without paying a dollar more than you should.

Message from the Owner

"I built this agency because I saw too many people getting bad advice from agents who only cared about their commission. We do things differently here. If you're working with me or anyone on my team, you're getting the truth."

Basic Information

Health Insurance

Medicare Insurance

Life Insurance

Personal Insurance

Commercial Insurance

Group Insurance

Or schedule a call directly on my calendar:

Independent insurance brokers helping individuals, families, and businesses find coverage that actually fits their life.

Company

© 2026 Optimized Insurance Plans. All rights reserved.