Open Enrollment FAQ: Your Top Questions Answered | Optimized Insurance Plans

Optimized Insurance Plans Team

Published on: 21/04/2026

When is open enrollment? What if I miss it? Can I change plans? Here are plain-English answers to the health insurance open enrollment questions people ask us most.

Health Insurance

Self-Employed Health Insurance: A Complete Guide | Optimized Insurance Plans

Optimized Insurance Plans Team

Published on: 07/04/2026

Self-employed and need health insurance? Learn your options, how marketplace subsidies work for 1099 income, the self-employed premium tax deduction, and how to keep costs down.

Health Insurance

Insurance Broker vs Healthcare.gov: Which Is Better? | Optimized Insurance Plans

Optimized Insurance Plans Team

Published on: 24/03/2026

Should you buy health insurance yourself on Healthcare.gov or use a broker? Here's how they compare on cost, plan options, and support — and why a broker is usually free.

Health Insurance