Under-65 Health Insurance & What a Broker Does | Optimized Insurance Plans

Under-65 Health Insurance & What a Broker Does | Optimized Insurance Plans

Under-65 Health Insurance & What a Broker Does | Optimized Insurance PlansOptimized Insurance Plans Team
Published on: 31/08/2026

Self-employed, between jobs, or retiring early? Here's how under-65 health insurance and the ACA marketplace work — and how an independent broker helps at no cost to you.

Health Insurance
Medigap Plan G vs. Plan N Compared | Optimized Insurance Plans

Medigap Plan G vs. Plan N Compared | Optimized Insurance Plans

Medigap Plan G vs. Plan N Compared | Optimized Insurance PlansOptimized Insurance Plans Team
Published on: 24/08/2026

Plan G and Plan N are two of the most popular Medicare Supplements. Here's a plain-English comparison of coverage, cost, and trade-offs to help you choose with confidence.

Medicare
Medicare Part D and the New Out-of-Pocket Drug Cap | Optimized Insurance Plans

Medicare Part D and the New Out-of-Pocket Drug Cap | Optimized Insurance Plans

Medicare Part D and the New Out-of-Pocket Drug Cap | Optimized Insurance PlansOptimized Insurance Plans Team
Published on: 17/08/2026

Medicare Part D now caps your yearly out-of-pocket drug costs — $2,100 in 2026. Here's how Part D works, what the cap means, and how to make sure your plan fits your meds.

Medicare
Turning 65: Your Medicare Enrollment Timeline | Optimized Insurance Plans

Turning 65: Your Medicare Enrollment Timeline | Optimized Insurance Plans

Turning 65: Your Medicare Enrollment Timeline | Optimized Insurance PlansOptimized Insurance Plans Team
Published on: 10/08/2026

Turning 65 comes with Medicare deadlines you don't want to miss. Here's a plain-English timeline of your Initial Enrollment Period — and how to avoid costly late penalties.

Medicare
Medicare Annual Enrollment Period (AEP) 2026 Guide | Optimized Insurance Plans

Medicare Annual Enrollment Period (AEP) 2026 Guide | Optimized Insurance Plans

Medicare Annual Enrollment Period (AEP) 2026 Guide | Optimized Insurance PlansOptimized Insurance Plans Team
Published on: 03/08/2026

Medicare's Annual Enrollment Period runs Oct 15–Dec 7. Here's a plain-English guide to what you can change, why to review every year, and how to prepare — no pressure.

Medicare
7 Life Events That Mean It's Time to Review Your Insurance

7 Life Events That Mean It's Time to Review Your Insurance

7 Life Events That Mean It's Time to Review Your InsuranceOptimized Insurance Plans Team
Published on: 27/07/2026

Marriage, a new baby, a new job, a new home — big life changes can leave you under- or over-insured. Here are 7 moments to review your coverage (it's free).

Insurance Basics